By Judge Cheryl Moss
You have the right to feel safe, and emotionally and financially secure. It is important to protect yourself from any harm that may arise from your family member or friend’s problem with gambling. Seek legal, financial and other advice to explore your options. Contacting a gambling counsellor is a good place to start. Dec 20, 2019 Amount of your gambling winnings and losses. Any information provided to you on a Form W-2G. The tool is designed for taxpayers that were U.S. Citizens or resident aliens for the entire tax year for which they're inquiring. If married, the spouse must also have been a U.S. Citizen or resident alien for the entire tax year. Gambling becomes an addiction when it is something you or a loved one cannot control and when it begins to affect a person’s financial, familial, social, recreational, educational, or occupational functioning. 1,2 Gambling addiction, much like some forms of substance addiction, is associated with a release of dopamine in the brain as much as 10 times more than what is normal. 3 Dopamine has been referred to as the “feel good” neurotransmitter, and this special signaling chemical is. College Gambling. Gambling addiction statistics show people between the ages 20 and 30 have the highest rates of problem gambling. 75 percent of college students report having gambled during the past year The risk of developing a gambling addiction more than doubles for young adults in college settings An estimated six percent. Addiction to gambling, coupled with substance abuse can make the gamblers physically abusive towards their family. The stress of risking huge amounts of money or the frustration after losing it can increase the tendency of abuse in gamblers. Due to lost mental peace, they may ill-treat their spouse and children.
What does one expect when they land themselves in family court because of a gambling addiction issue? This article describes how a family court judge navigates through court cases involving problem gambling. Your questions are welcomed at the end.
Evaluating the impact of gambling on the family
How does a family court judge address the issue of gambling addiction when it is brought up in the courtroom? First, one must understand that gambling addiction can exist within a marriage or family and it is never brought up in court until and unless one party makes the allegation. If it is an issue, then the judge must figure out what impact the addiction has on the family or marital community.
What is marital waste?
What is marital waste?
As between spouses, the claim can be relevant to the division of assets and debts. In simple terms, the term “marital waste” involves the spending or dissipation of assets or monies for personal use that did not benefit the marriage and/or caused adverse economic consequences. The most obvious fallout is substantial debts being incurred through ATM withdrawals, credit card charges, payday loans, and cashing out of retirement accounts, among other things.
Gambling And Families
Child custody cases
In the context of child custody cases, the judge must always consider the best interest of the children, including their safety and well-being. There have been instances where the gambling parent forgets and leaves the children in their car while inside the casino. A parent will likely claim that the other parent spends too much time away from home and has not been caring for the children due to gambling.
Call us today. You don’t need to face addiction on your own.
1-888-882-1456Gambling assessments for parents
Some courts, including Nevada, have referred spouses or parents for gambling assessments to determine if there is a problem with gambling. Certified problem gambling counselors do the assessments and report back to the judge. The outcome can be:
- No finding of a gambling problem
- Some signs of gambling but not severe enough
- At the extreme end, problem gambling requiring inpatient treatment and aftercare
If the gambling problem is not severe, the judge may order the gambler to attend education classes on the effects of problem gambling on the marriage and the family.
The debate about the distribution of assets
There is debate in the legal community if a gambling addiction means that the gambler’s conduct was intentional or deliberate. Some lawyers would argue that the gambler acted with deliberation and knew what he or she was doing when they gambled away marital funds. Other lawyers would argue that gambling addiction is a disease and therefore the gambler is unable to control his gambling until he or she gets help. This is relevant to the extent that the judge must decide whether there should be an equal or unequal distribution of the parties’ assets.
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Posing a danger to self or children
In the custody context, the judge would monitor the gambler-parent as it relates to his or her care, custody, and control of the minor children. The judge must ensure the gambler-parent does not pose a risk or danger to himself or herself and to the children.
Addiction responds to treatment. Call us to get started.
1-888-882-1456Judges need to recognize and understand the problem
It is important for judges to recognize gambling addiction issues that come before them. Understanding the problem will be helpful when they issue court orders ensuring the preservation of marital assets and promoting the best interest of children.
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About the Author: Judge Cheryl Moss is a family court judge in Las Vegas, Clark County, Nevada. She has served on the bench for over 15 years and presided over domestic relations cases involving gambling addiction. Judge Moss is the first judge in Nevada to utilize problem gambling assessments in divorce and child custody cases. Judge Moss serves on the Subcommittee on Legal Issues of the Advisory Commission on Problem Gambling. She was a national presenter on problem gambling and the courts at NCPG and NCRG conferences. Judge Moss is the 2009 recipient of the Nevada Council on Problem Gambling’s Shannon L. Bybee Award.
Authors contributing to this blog on Disordered Gambling are all recipients of the Shannon L. Bybee Award, presented by the Nevada Council on Problem Gambling in recognition of proactive commitment to problem gambling advocacy, education, and research. If you believe that you or a loved one may have a gambling problem, please call the 24-hour national Problem Gamblers Helpline at (800) 522-4700 FREE for confidential assistance.
There are millions of people all over the world who regularly
enjoy gambling in its various forms. There are even more people
who enjoy gambling on a less frequent basis, perhaps just
visiting casinos every now and then or placing the occasional
wager on a big sporting event or a major horse race.
enjoy gambling in its various forms. There are even more people
who enjoy gambling on a less frequent basis, perhaps just
visiting casinos every now and then or placing the occasional
wager on a big sporting event or a major horse race.
On the other hand, there are also a number of people who
think gambling is a complete waste of time and money. That’s
fine, as everyone is entitled to their own opinion and gambling
isn’t necessarily for everyone. If someone doesn’t want to
gamble, then they shouldn’t be encouraged otherwise.
think gambling is a complete waste of time and money. That’s
fine, as everyone is entitled to their own opinion and gambling
isn’t necessarily for everyone. If someone doesn’t want to
gamble, then they shouldn’t be encouraged otherwise.
In addition to the people that enjoy gambling and the people
that have no interest in it whatsoever, there are almost
certainly people that are intrigued by the idea but not really
sure whether it’s something they should try. If that sounds like
you, this is an article you should find useful.
that have no interest in it whatsoever, there are almost
certainly people that are intrigued by the idea but not really
sure whether it’s something they should try. If that sounds like
you, this is an article you should find useful.
We can’t actually provide a definitive answer to the question
of whether or not gambling is really worth it. We probably
wouldn’t want to either, because we firmly believe that it
depends on the individual asking. There are definitely many who
would say that gambling is worth it but also many who would say
that it isn’t.
of whether or not gambling is really worth it. We probably
wouldn’t want to either, because we firmly believe that it
depends on the individual asking. There are definitely many who
would say that gambling is worth it but also many who would say
that it isn’t.
In this article, we give you the information that will help
you decide for yourself. We list some of the main pros and cons
of gambling, and then look at some of the other factors you need
to consider.
you decide for yourself. We list some of the main pros and cons
of gambling, and then look at some of the other factors you need
to consider.
The Pros of Gambling
- Possible to Win Money
- Entertaining & Fun
- Easy to Get Started
- Various Types
Before we get into the details here, we should mention that
people enjoy gambling for a whole host of different reasons.
It’s up for debate which of these reasons should be considered
the most important pros, but the four that we’ve chosen to
discuss here are, in our opinion, the most prominent. You should
bear in mind, though, that there are other pros too.
people enjoy gambling for a whole host of different reasons.
It’s up for debate which of these reasons should be considered
the most important pros, but the four that we’ve chosen to
discuss here are, in our opinion, the most prominent. You should
bear in mind, though, that there are other pros too.
The possibility of winning money is clearly a very appealing
aspect of gambling, and it would be difficult to argue against
this being one of the major reasons why people choose to gamble.
After all, it’s pretty much the whole point.
aspect of gambling, and it would be difficult to argue against
this being one of the major reasons why people choose to gamble.
After all, it’s pretty much the whole point.
It’s not just the fact that it’s possible to win money that
makes gambling so appealing either, it’s the fact that it’s
possible for anyone to win money. There are some forms of
gambling where learning certain strategies and skills can
improve your chances of winning, and maybe even turn you into a
consistent winner if you’re good enough, but even a complete
beginner has the chance to win. You don’t have to be a math
genius, a sports expert, or a card shark either, you just need
luck.
makes gambling so appealing either, it’s the fact that it’s
possible for anyone to win money. There are some forms of
gambling where learning certain strategies and skills can
improve your chances of winning, and maybe even turn you into a
consistent winner if you’re good enough, but even a complete
beginner has the chance to win. You don’t have to be a math
genius, a sports expert, or a card shark either, you just need
luck.
Gambling isn’t just about the money though. Many people
gamble primarily because they simply enjoy it. It’s a great form
of entertainment, and it can be a lot of fun. On the basis of
pure excitement, there are few pastimes that compare in our
opinion. It’s fair to say that it wouldn’t be as exciting if it
wasn’t for the fact that there’s real money at stake, but that
doesn’t mean that everyone views the money as the most important
factor.
gamble primarily because they simply enjoy it. It’s a great form
of entertainment, and it can be a lot of fun. On the basis of
pure excitement, there are few pastimes that compare in our
opinion. It’s fair to say that it wouldn’t be as exciting if it
wasn’t for the fact that there’s real money at stake, but that
doesn’t mean that everyone views the money as the most important
factor.
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Another good reason for giving gambling a try is the ease
with which you can get started. You really don’t need to know
much to play in a casino, place a sports bet, or take part in a
poker game. There are a few basic concepts you’ll have to
understand, but nothing is overly complicated. If you want to be
a more serious player, you’ll probably want to learn more about
what’s involved, but as a beginner you can easily enjoy gambling
with just a little bit of knowledge.
with which you can get started. You really don’t need to know
much to play in a casino, place a sports bet, or take part in a
poker game. There are a few basic concepts you’ll have to
understand, but nothing is overly complicated. If you want to be
a more serious player, you’ll probably want to learn more about
what’s involved, but as a beginner you can easily enjoy gambling
with just a little bit of knowledge.
The final pro we’re going to mention is the various types of
gambling. Sports betting and casino games are probably what come
to mind for most people when they think about gambling, but
there are lots of other types too. There’s also poker, bingo,
scratch cards, financial betting, and the lottery to name a few
popular ones. With all of these to try, there’s a good chance
that you’ll find some form of gambling that you enjoy.
gambling. Sports betting and casino games are probably what come
to mind for most people when they think about gambling, but
there are lots of other types too. There’s also poker, bingo,
scratch cards, financial betting, and the lottery to name a few
popular ones. With all of these to try, there’s a good chance
that you’ll find some form of gambling that you enjoy.
The Cons of Gambling
- Possible to Lose Money
- Hard/Impossible to Win Consistently
- People May Not Approve
- Can Be Addictive
Gambling isn’t all about the positives, because there are
definitely downsides to be made aware of too. It’s important to
consider these, as they may persuade you to not to get involved
with gambling in general.
definitely downsides to be made aware of too. It’s important to
consider these, as they may persuade you to not to get involved
with gambling in general.
The most obvious con of gambling is the fact that it’s
possible to lose money. With some forms of gambling, you are in
fact almost guaranteed to lose in the long run. Casino games are
the best example of this, as they have a built in house edge
which gives the casino an advantage over the players. You may
get lucky and win in the casino occasionally, or even
frequently, but the odds are against you, and you are very
likely to end up a loser over time.
possible to lose money. With some forms of gambling, you are in
fact almost guaranteed to lose in the long run. Casino games are
the best example of this, as they have a built in house edge
which gives the casino an advantage over the players. You may
get lucky and win in the casino occasionally, or even
frequently, but the odds are against you, and you are very
likely to end up a loser over time.
Although the odds aren’t quite as badly stacked against you
in some other forms of gambling, you still need to be prepared
to lose. The reality is that most gamblers do. If you’re betting
or playing with money you don’t mind losing then this doesn’t
have to be an issue, but it’s still important to recognize that
gambling comes at a cost for most people.
in some other forms of gambling, you still need to be prepared
to lose. The reality is that most gamblers do. If you’re betting
or playing with money you don’t mind losing then this doesn’t
have to be an issue, but it’s still important to recognize that
gambling comes at a cost for most people.
Of course, it’s also possible to win money as we mentioned
earlier. Another negative of gambling is that it’s very hard to
do so consistently. Anyone can get lucky every now and then, but
regularly making money from gambling is entirely different. You
may need to put in a huge amount of time and effort, and you’ll
also need a great deal of discipline. With some forms of
gambling, winning consistently is practically impossible.
earlier. Another negative of gambling is that it’s very hard to
do so consistently. Anyone can get lucky every now and then, but
regularly making money from gambling is entirely different. You
may need to put in a huge amount of time and effort, and you’ll
also need a great deal of discipline. With some forms of
gambling, winning consistently is practically impossible.
Something else to consider is that a lot of people don’t
approve of gambling. While how you spend money isn’t necessarily
anyone’s business but yours, you may not appreciate the
disapproval. This is especially likely to be the case if it
comes from someone close to you. It’s a shame that some people
associate gambling with such a bad stigma, but it’s just the way
it is unfortunately.
approve of gambling. While how you spend money isn’t necessarily
anyone’s business but yours, you may not appreciate the
disapproval. This is especially likely to be the case if it
comes from someone close to you. It’s a shame that some people
associate gambling with such a bad stigma, but it’s just the way
it is unfortunately.
The fourth and final negative we’re going to mention is
perhaps the biggest reason why so many people disapprove of
gambling; it can be very addicting. It might only be a
relatively small percentage of gamblers that end up getting
addicted, but it does happen. Like any addiction, it can cause
major problems and potentially even ruin lives.
perhaps the biggest reason why so many people disapprove of
gambling; it can be very addicting. It might only be a
relatively small percentage of gamblers that end up getting
addicted, but it does happen. Like any addiction, it can cause
major problems and potentially even ruin lives.
Making a Decision
- Is Gambling Really Worth It?
- Is it Right For You?
Now that you know the main pros and cons of gambling, you can
make your own decision as to whether or not it’s really worth
it. This basically comes down to whether or not it’s right for
YOU. We can’t, and won’t, advise you either way, but we can help
you make the decision.
make your own decision as to whether or not it’s really worth
it. This basically comes down to whether or not it’s right for
YOU. We can’t, and won’t, advise you either way, but we can help
you make the decision.
What you need to do first is carefully consider the pros and
cons that we’ve discussed above. If the pros easily outweigh the
cons in your mind, or vice versa, then your decision should be
relatively easy to make.
cons that we’ve discussed above. If the pros easily outweigh the
cons in your mind, or vice versa, then your decision should be
relatively easy to make.
If you’re still not sure, you might want to ask yourself the
following questions.
following questions.
- Are you happy risking losses for the chance of winning?
- Do you really think gambling is something that you would
enjoy? - Do you have the spare money to spend on gambling?
- Would your friends and family approve of you gambling?
- Do you have the discipline to gamble responsibly?
If you answered yes to all of these questions, then it’s very
possible that gambling is something you should try. If you
answered no to any of them, then you may have to consider that
it’s not really worth it for you.
possible that gambling is something you should try. If you
answered no to any of them, then you may have to consider that
it’s not really worth it for you.
As experienced gamblers ourselves, we very much believe that
gambling can be an extremely enjoyable pastime if done
responsibly. However, we are also completely aware that it isn’t
for everyone.
gambling can be an extremely enjoyable pastime if done
responsibly. However, we are also completely aware that it isn’t
for everyone.
Our website is filled with information and advice that will
help you get the best possible experience if you do decide to
gamble, but if you have any doubts at all we would suggest that
you take the safe option and look for some other way to spend
your time.
help you get the best possible experience if you do decide to
gamble, but if you have any doubts at all we would suggest that
you take the safe option and look for some other way to spend
your time.